Useful Link to Bank Credit/Debit Charges Abroad

The Sunday, Aug. 5, 2007 Travel and Resort section of the NYT published, %26quot;10 Way to Keep Europe Within Reach%26quot; which included a useful link to a chart maintained by Bankrate.com regarding credit/debit charges by various card issuers. Note the Capital One info!

bankrate.com/brm/…

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The Sunday Times also published similar information for brits travelling abroad. Debit card charges are a particular bugbear.

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Thanks for these - very useful!

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Yes, and proved to be true when we used the CapOne M/C for major purchases in April. I use a Compass Bank Visa checkcard for ATM withdrawals - 1% for. curr conv fee, no ATM charges.

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We%26#39;ve always used Visa and AmEx overseas. Is Capitol One readily accepted overseas?

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I just got mine in April, so that was Amsterdam, Brussels and Paris. Many people have posted about them here and on fodors over the past couple of years, so I%26#39;d think so...

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I read the article earlier today and was suprised that AMX charges 2% on purchases. I wonder, if I were French and obtained my card in France, would they charge a 2% surcharge? Or is this a form of discrimination based on nationallity? I am curious to hear others thoughts! After all, once currency conversions occur-aren%26#39;t they still obtaining their normal merchant charges?

Thanks for insight on this issue....

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This bankrate site is exellent. I haven%26#39;t seen anything better so far for short concise explanations of financial issues.

Thanks

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Thank you, Espy. Good post.

Regarding Citibank, the chart says the %26quot;Fee for an ATM card withdrawal made in a foreign country/currency%26quot; is %26quot;3 percent of the withdrawal at non-Citibank ATMs Citigold accounts are charged 1 percent No fee for Citibank ATMs%26quot;.

This is kind of not true. If you hold an American ATM Citicard , in Europe it is considered to be a non-Citibank ATM card. Therefore you will be charged the fee. If you had obtained the Citicard in Europe (which you probably wouldn%26#39;t, if you live outside of Europe) then no fees apply.

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Bump; see pixfield%26#39;s correction of Citibank info.

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